BadCreditCity is a fast and reliable online service which connects you to a large network of lenders for all your financial needs. Our online forms are easy to fill out. While we are not lenders and do not assist in the decision making process, we will help find lenders for you. BadCreditCity values your privacy and will submit information you have provided us only to our trusted lenders. Submitting these forms will not guarantee you a loan through BadCreditCity but we will not charge any fees for our service, so it’s always completely free. What have you got to lose? Go ahead and give us a try!
Important Information. Please Read Carefully
Legal Disclaimer: This website does not constitute an offer or solicitation to lend. The operator of this web site is not a lender, does not broker loans to lenders and does not make short term cash loans or credit decisions. This site will submit the information you provide to a lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender's rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. We provide a service only and are not an agent, representative or broker of any lender and do not endorse or charge you for any service or product. Our aim is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. You are under no obligation to use our website or service to initiate contact, nor apply for credit or any loan product with any service provider or lender. Not all lenders can provide up to $15,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution.
The lender or lending partner you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. This website has no knowledge of or control over the loan terms offered by a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Before accepting a loan offer please check that all your personal information is correct as some lenders may rely on your historical data prior to issuing a loan.
Residents of some states may not be eligible for a short term cash loan based upon lender requirements. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where this website does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender or lending partner immediately and discuss how to handle late payments.
Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers.
Short-term loans are an expensive form of credit and not a long-term financial solution. Please use short-term loans responsibly.
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